Value the Future

Contact a GOLD LEAF Financial Planner today.

Phone: 0437 554 653

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What we offer

1 Jan 2018

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Your Goals & Dreams

Three Steps to
Ethical Investment

How to match your investments with your values

Appointments

For financial advice to help you reach your dreams.

Your Goals & Dreams

We find with most goals and dreams, money comes into the picture somewhere. Your goals may include one of the following, or something else personal to you.
 

Enjoy your lifestyle

  • Travel

  • Enjoy retirement

  • Reduce your work hours

  • Further study

  • Change careers

  • Start your own business

  • Become debt free

  • Reduce stress about finances

 

Your family

  • Wedding

  • Start a family

  • Provide for your family

  • Pay for your children’s education

  • Support ageing parents

 

Home and property

  • Buy a new home

  • Pay off the mortgage

  • Build a sustainable home

  • Renovate your home

  • Buy a holiday house

  • Buy an investment property

 

Give

  • Give to your favourite charity

  • Volunteer overseas

  • Start a charitable trust

  • Have more time to volunteer

 

Invest

  • Invest to fund your other goals

  • Invest to provide additional income

  • Ethical investment, ethical superannuation or ethical SMSF investments

  • Invest to grow your wealth

 

 

A Gold Leaf Financial Planner can create a personalised strategy and plan to put you in a strong position to achieve what is important to you.

Your values

Your values in life flow through to your goals, your career, and your lifestyle.  They can also flow through to your money, including your purchases, your superannuation and your investments.  There may be activities you wish to support or avoid with your super and investments, using your money to have a positive impact on the community and environment.  When growing your wealth and saving for goals we can help you invest in line with your values and receive sound financial performance.

Values based financial planning

At Gold Leaf Financial Services, we start by getting to know you and your values.  We help you to have the money in place to support you and your family and to help you reach your goals.   Everyone’s goals are different and we provide financial advice is tailored to what is important to you.

 

Your financial coach

Most people manage their finances themselves, but what if you could do better?  What if you could reach your goals faster or with less risk?

Olympic athletes all benefit from a coach to help them with strategy and techniques to achieve their goals.  A Gold Leaf Financial Planner can be your coach, helping you with financial strategies and helping you keep on track to reach your goals.  If a new option becomes available or the rules change, we can help you adapt to the changes and make the most of your situation.

 

Risks to achieving your goals

It is worth noting, one of the biggest risks to you achieving your goals is something unexpected happening.  By saving money for a rainy day, you can feel comfortable knowing you have cash available if the car breaks down, if you need to pay for urgent house maintenance or you lose your job.  Insurance for your home and car can also play a vital role in minimising the financial impact of something unexpected. 

Most people know someone who has been in a car accident, affected by a heart condition or suffered cancer.  This may have taken a significant toll on their health, impacted their ability to work and in turn their finances.  Part of planning for the future is protecting your family and your lifestyle by making sure you have appropriate life insurance, income protection insurance and disability insurance cover.  Read more

Mandy and Scott's Vineyard Dream

 

Mandy and Scott always dreamed of buying a block of land not far from Melbourne with vineyards and starting a boutique winery.  They wanted to be close to nature and grow organic fruit and vegetables for their family. A few years ago, Mandy received an early inheritance of $150,000 from her Grandma and she wanted to grow this money as a deposit on the vineyard. 

 

They met with a Gold Leaf Financial adviser who recommended an investment portfolio in a range of assets such as shares, bonds and listed property, that was in line with their values and that would grow over time.  She also recommended they add their savings of $900 per fortnight into the investment and when they received bonuses at work, use part of the bonus as a holiday and add part of the bonus into the investment portfolio. 

 

By investing a regular amount each fortnight, they were surprised at how quickly their investment grew.  They are now on track to having $400,000 to make their vineyard dream a reality.