Grow your wealth
A Gold Leaf Financial Planner can help you minimise tax as part of your financial plan. There are a number of strategies we consider to minimise the amount of tax you pay including
Tax effective investments
Super contributions and pensions
Tax concessions and deductions
It is worth noting, as citizens our taxes help pay for many of the benefits of living in Australia such as roads, public transport, healthcare, schools, art galleries, national parks and social security including the age pension. We can help you legally minimise your tax payable as part of growing your wealth, however we do not participate in aggressive tax planning.
Sam and Alice save for retirement
When their youngest child Tim moved out of home to study at University, Sam and Alice started to think about whether they were saving enough money for retirement.
They saw a Gold Leaf Financial Planner and discussed their values and goals. Sam and Alice would like to continue their current lifestyle and want to make the most of their additional savings as now Tim is mostly independent. A recommendation was made to change their super to make sure it was invested in line with their ethical values and would grow for retirement. The adviser also recommended making additional mortgage repayments and salary sacrificing to super.
By following their financial planners’ recommendations, Sam and Alice will be debt free and have an extra $500,000 at retirement. They will also be able to travel, renovate the kitchen, enjoy their hobbies of tennis and photography and volunteer with their favourite community groups.