Value the Future

Contact a GOLD LEAF Financial Planner today.

Phone: 0437 554 653

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What we offer

1 Jan 2018

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Your Goals & Dreams

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For financial advice to help you reach your dreams.

Look After Your Family

A Gold Leaf Financial Planner can help you with financial strategies and a plan to look after your family. 

Your plans may include:

  • Growing wealth to provide for your family in the future

  • Sending your children to private school

  • Giving your children the opportunity to participate extra activities like music lessons, art classes and sporting teams

  • Creating a lifestyle that matches your values for your partner and children

  • Visiting extended family overseas

  • Providing for in home care for aging parents

  • Assisting your parents with retirement living

  • Paying for your grandchildren’s schooling or extracurricular activities

  • Taking your parents, children or grandchildren on holiday to a special location and

  • Protecting your family financially if something unexpected happened to you by making sure your family has appropriate insurance cover.

Dave sets up insurance for his family

Dave, an IT professional and Sarah (a stay at home mum) are in their mid 30’s and live in Melbourne with their two young children.  Like most people, they hold car and home insurance.  However, Dave’s biggest asset is not his car or the house, it is his ability to earn an income.  Dave is currently 35 years old, earning $80,000 per year and, like most people, he expects to be working until age 65.  His total income over the rest of his working life will amount to around $3.81 million dollars.

 

Dave’s best mate was recently in a car accident and as a result of his injuries, he was off work for 10 months, leading Dave to wonder how his family would pay the mortgage, pay for living expenses and look after their children if something were to happen to them. 

 

After speaking to a Gold Leaf Financial Planner, Dave now has income protection insurance so if he is unable to work, the policy will pay 75% of his income ($60,000 per year) until he is age 65.  This means Dave will still be able to make mortgage payments and financially support his family.  In addition, Dave and Sarah also have Life, Trauma and Total Permanent Disability Insurance cover that will mean if something were to happen to them or their children, they will not have to worry about money and medical expenses and will be able to focus on recovery and having a good quality of life.