What type of world would you like to leave to your children, grandchildren, great grandchildren and future generations?
What type of world your money is creating?
Through your investment portfolio and your super fund or SMSF, you can support industries that are creating the world you would like to leave for future generations.
You can receive a sound financial return and invest in line with what is important to you through ethical investing and impact investing. Your money can make a difference by investing in industries like renewable energy, organic food and education, while avoiding investments causing harm, such as tobacco, old forest logging and child labour.
At Gold Leaf Financial Services we can help you plan to make a positive impact with your investments in areas that are important to you.
James and Sally plan to retire and give to their favourite charities
James and Sally want to have an enjoyable retirement which includes overseas travel and regularly attending the theatre and arts. They also want to help each of their adult children with a house deposit and to contribute to environmental and community charities. James and Sally feel that of all the things they spend money on, they receive the most joy from deciding where to allocate $10,000 of donations each year to charities. They like supporting the Cancer Council out of respect for James’ mum who passed away a few years ago from liver cancer. They want to preserve Australian plants and animals therefore supporting the charity, Bush Heritage Australia. They would like to continue to donate throughout their retirement. James and Sally do not want to invest in tobacco or old growth forest logging companies.
They saw a Gold Leaf Financial Planner and discussed their goals, ethical preferences with investments and their comfort level with risk. The adviser recommended commencing additional savings to super and changing the asset allocation of their super to make sure it will grow. Their super is no longer invested in tobacco and with the savings they started an ethical investment outside of super.
By following their financial adviser’s recommendations, they will have enough income in retirement to cover the lifestyle they have become accustomed to which includes enjoying the arts. They are looking forward to overseas travel, assisting their children with house deposits and continuing to give $10,000 each year to their favourite charities.